Discover stocks with yields significantly outperforming bank fixed deposits
Date: October 21, 2025 | Focus: High Dividend Yield Stocks
With bank fixed deposits offering returns in the range of 6-7%, dividend stocks present an attractive alternative for income-seeking investors. The following companies have demonstrated a strong commitment to sharing profits with shareholders through consistent and high dividend payouts.
Note: The information below is based on market data as of October 21, 2025. Dividend yields change with stock price movements. Always check official sources before making investment decisions.
| Company | Symbol | Current Price | Market Cap | Dividend Yield | P/E Ratio | ROCE |
|---|---|---|---|---|---|---|
| Coal India Ltd | COALINDIA | ₹391 | ₹2,40,778 Cr | 6.78% | 7.27 | 48.0% |
| Accelya Solutions Ltd | ACCELYA | ₹1,500 | ₹2,238 Cr | 6.00% | 17.6 | 53.6% |
| D-Link India Ltd | DLINKINDIA | ₹455 | ₹1,614 Cr | 4.40% | 15.4 | 28.3% |
Dividend Yield: 6.78% | Payout Ratio: High
Coal India Ltd is a Maharatna company engaged in mining and production of coal, primarily serving power and steel sectors. As a government-owned enterprise under the Ministry of Coal, it holds a dominant position in India's coal production with headquarters in Kolkata, West Bengal.
Investment Insight: Coal India's strong dividend yield of 6.78% combined with its low P/E ratio of 7.27 makes it an attractive option for dividend investors. The company's consistent dividend payments reflect its stable cash flow generation in the essential coal mining sector.
Dividend Yield: 6.00% | Payout Ratio: High
Accelya Kale Solutions is a specialized software solutions provider to the global airline and travel industry. The company offers comprehensive solutions for passenger, cargo, and industry operations, powering the end-to-end digital transformation of airline businesses worldwide.
Investment Insight: Accelya offers an impressive 6.00% dividend yield with exceptional profitability metrics (ROCE 53.6%, ROE 45.5%). The company's focus on the niche airline software market provides stable revenue streams, supporting its generous dividend policy.
Dividend Yield: 4.40% | Consistent Payout History
D-Link (India) Ltd is primarily engaged in marketing and distribution of networking products across India. The company operates through a nationwide distribution network with a comprehensive product portfolio including routers, switches, wireless devices, surveillance systems, network security solutions, structured cabling, and optical transport network products.
Investment Insight: D-Link India offers a solid 4.40% dividend yield with consistent payouts. The company's position in the growing networking products market, combined with its nationwide distribution reach, provides a stable foundation for continued dividend payments. The recent special dividend indicates strong cash generation capabilities.
While high dividend yields are attractive, sustainable dividends backed by strong company earnings and cash flows are crucial. Coal India's stable cash flows from essential coal mining and Accelya's high profitability in niche software services support their generous dividend payments. D-Link India's consistent dividend history and special dividends reflect its strong position in the networking products market. Always consider the company's industry position, growth prospects, and payout sustainability alongside yield when making dividend investment decisions.
This is not a recommendation to buy or sell. The information presented in this blog post is for educational and informational purposes only. It should not be construed as investment advice or a recommendation to buy, sell, or hold any security. The stock market is subject to risks, and past performance is not indicative of future results. Readers are strongly advised to conduct their own research and consult with a qualified financial advisor before making any investment decisions.